Certified Check
A certified check is a personal check that the bank has verified and stamped, confirming that sufficient funds exist in the account and the signature is genuine.
Unlike a cashier's check, the funds remain in your account until the check is cashed. The bank places a hold on the amount to ensure it remains available. Certified checks are less common today but still used for some transactions.
Related Terms
Cashier's Check
A cashier's check is a check guaranteed by a bank, drawn from the bank's own funds rather than a per...
Check
A check (or cheque in British English) is a written order instructing a bank to pay a specific amoun...
Balance
A balance is the amount of money in a bank account at any given time. Banks typically report both th...
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